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*FHA Manuals to 580 Score
*FHA Forwards to 600 Score
*FHA 1 or 2 scores (lower of the two)
*DTI to 36/45 with 620 Score
*Gift Funds Allowed
F HA Sponsor ID: 1578300007 ~ VA Sponsor ID: 869599000
Aggressive Manual UW Available to 580 FICO
Conventional IMPROVED PRICING!!

*620 Score App/Eli 95% LTV O/O
*680 Score App/Eli 97% LTV O/O
*Level I's and II's 580 Score (<80% LTV)
*NOO's to 80% - see guides on right

The Pricing, Technology and Service you need to be successful!
Rural Developement/USDA *102 % LTV Off Appraised Value!
*NO Monthly MI
*29/41 Ratios
*NO HUD Approval Needed
*6% Seller Concessions
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www.JohnwBarnes.Com
We've got the tools...now so do you
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